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Have a stable employ [link widoczny dla zalogowanych] Loans werent always processed in this way. Prior to 2010, in fact, guaranteed private student loans were common, and they were backed by the federal government. The private bank originated the loan, but the government would step in if the student defaulted. When this program was eliminated in 2010, some elected officials claimed that the work would eliminate all banks in the country, but that hasnt happened. In fact, there are still guaranteed private student loans available, but they work in a much different way. In order to apply for a loan, you must be 18 years of age, have a job or other proven source of income, a valid email address, and a checking account that is in good standing.
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