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Example APR: A typical payday loan of $100 might have a fixed APR of 651.79%. This means that if it was taken out for 14 days you would have a fee of $25 to pay; meaning the total amount to repay at the end of the loan would be $125. This example is for illustration only and your APR may vary depending on your data, the lender you go with and what state you reside in. [link widoczny dla zalogowanych] Same Day Loans Also many investors have a misunderstanding of the effect of receiving a dividend from their fund. This may be caused intentionally by financial professionals who take advantage of the customerâs confusion. This practice, which is a violation of ethics rules and is called "selling dividends." For example, dividends are payed periodically, such as monthly or quarterly. Now assume that a fund declares a that a dividend will be paid to shareholders of record at the end of the month. It is a violation for a financial advisor to encourage a customer to buy the mutual fund in advance of the ex-dividend date, implying that receiving the dividend is a benefit to the investor.