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Money market mutual funds are offered by investment companies. They are investment pools that buy safe, short-term securities, such as Treasury bills, certificates of deposit, and commercial paper. (Commercial paper is an IOU issued by a company that needs money in the short term to finance accounts receivable, inventories, or other short-term needs.) Unlike money market deposit accounts, but like other investment accounts, money market mutual funds are not federally insured. [link widoczny dla zalogowanych] Easy payback plans.
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