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However, there are lenders that use the strategy of filing a court suit to collect when a borrower defaults on the loan. This is possible when there is an outstanding bounced check in the hands of the lender. The check can support a case in court. The threat of filing a court case is now used by lenders to coerce the borrower to pay off the debt plus damages. This is the hazard of issuing a postdated check to guarantee a payday loan. [link widoczny dla zalogowanych] Tips for Staying Away from Borrowing
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